ANCHORING YOUR LIFE COUNSELLING IS A PRIVATE PRACTICE
You may be eligible for a Medicare Rebate for sessions if your GP, Psychiatrist or Paediatrician has referred you on a Mental Health Care Plan. These sessions entitle you to a rebate for a portion of your consult fee with a Psychologist. If you are eligible, your initial referral enables you to have 5 - 6 initial appointments with a rebate. Your psychologist will then suggest you see the GP for a review and request a referral for a further 5 - 4 sessions, if further appointments are needed. A brief progress report must be provided to your referring GP (by your psychologist) for you to be able to obtain additional sessions.
The Mental Health Care Plan can only be used for certain conditions such as anxiety, depression, bipolar and once diagnosed, the diagnosis will be listed on your medical records as a pre-existing condition for up to 7 years. These records can be accessed by healthcare and government sectors which may negatively impact your application for insurance and employment. Should you wish to avoid such issues, it may be better to seek professional support without a Mental Health Care Plan. A Mental Health Care plan does not cover relationship counselling.
The Australian Psychological Society (APS) recommends Psychologists charge $251 per 50 minute session for individuals and while Psychologists can set their own fees there is often a Gap Payment clients are liable for, even with the Medicare Rebate which, as at July 2019, is $86.15. For couples sessions, as there is no Medicare Rebate available, the full amount must be paid by the client.
PRIVATE HEALTH INSURANCE REBATES
Depending on your private health scheme, you may be eligible for a rebate under Private Health Insurance (cannot be used in addition to Medicare). If you are using Private Health Insurance the rebate amount will depend on your particular fund. Private Health Insurance Providers currently offered by Anchoring Your Life Counselling are Medibank Private and Doctors Health Care.
NATIONAL DISABILITY INSURANCE SCHEME
If you are a NDIS participant with the 'Improved Daily Living' category in your plan and are Self or Plan Managed, you may use your funds for Therapeutic Support and access Anchoring Your Life Counselling services with no Gap Payment. These services are offered at fees well below the recommended NDIS rate of $152.95 per hour to ensure your funds go further. I am the holder of a Blue Card (working with children), Yellow Card (working with vulnerable people), First Aid certified and CPR certified.